DHIC, Inc. is a non-profit organization dedicated to meeting the need for affordable housing in our community. DHIC develops affordable rental and homeownership communities. In addition, we assist prospective homebuyers by providing group or individual homeownership counseling. We do this at little or no cost to the prospective homebuyer or client. DHIC also provides down-payment assistance when funds are available. DHIC generates funding for our homebuyer education program in a number of ways including:
- DHIC may receive compensation from lenders or governmental entities for providing homebuyer education services to qualifying households.
- DHIC may receive charitable contributions from lenders, builders, and Realtors.
- DHIC may receive a referral fee from a Realtor for referring a client that we have helped prepare for the responsibility of homeownership.
- DHIC may at times act as a Realtor and show our clients homes including property developed by DHIC. If we act in this capacity, we will complete an agreement disclosing the amount of any real estate commission DHIC will earn. We will also disclose if we are the developer of the project.
DHIC is committed to helping you find the best, most affordable housing solution for your particular circumstances. To achieve this objective, it is critical that you be able to trust that DHIC is working in your best interest. Disclosing the relationships we have with other participants and institutions in the housing market is a key element to building this trust. It is important for you to understand that you are free to choose lenders, loan products, and homes regardless of the recommendations made by our counselors.
When you arrive for counseling, you will be asked to sign this policy.